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Gamma

Second derivative of option price with respect to the underlying — the rate of change of delta. Identical for European calls and puts on the same strike, expiration, and underlying.

When to use: Use to gauge how unstable a delta-hedge will be. High gamma means delta changes quickly, requiring frequent rehedging; low gamma means a stable hedge.

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Formula

Γ=φ(d1)SσT\Gamma = \frac{\varphi(d_1)}{S \sigma \sqrt{T}}

Variables

SymbolNameDescriptionUnit
GammaGammaChange in delta per $1 change in the underlyinginteger
SStock PriceCurrent price of the underlying$
StrikeStrike PriceExercise price of the option contract$
RfRisk-Free RateContinuously compounded annual risk-free rate as a decimal%
SigmaVolatilityAnnualized volatility of the underlying as a decimal (e.g. 0.25 for 25%)%
TTime to ExpirationTime to expiration in years (e.g. 0.25 for 3 months)years

Real-Life Examples

Example 1: ATM Gamma, 30% Vol, 90 Days

Stock at $100, $100-strike 90-day option, r = 4%, σ = 30%.

Given

S = 100Strike = 100Rf = 0.04Sigma = 0.3T = 0.25

Step-by-Step

1.d1 = 0.1417
2.φ(d1) = exp(−0.1417²/2) / √(2π) ≈ 0.3950
3.Γ = 0.3950 / (100 × 0.30 × √0.25) = 0.3950 / 15 ≈ 0.0263
Result:0.03

A $1 stock move shifts delta by ~0.026. ATM options have peak gamma — a small move in spot meaningfully changes the hedge ratio.

Frequently Asked Questions

Because put-call parity ties their deltas by a constant (Δ_call − Δ_put = 1), so their derivatives with respect to S are identical. Gamma is a property of the strike and expiration, not the option type.

For ATM options near expiration. Deep ITM and deep OTM options have low gamma because their deltas are already near 1 or 0 and rarely move much; ATM options have unstable deltas that swing rapidly with small moves.

The standard normal probability density function evaluated at d1: φ(x) = exp(−x²/2)/√(2π).