Loan Hub

Loans, end to end.

Calculate payments, rates, terms, and balances for any amortizing loan — mortgages, auto loans, personal loans, student loans. Pick a preset to seed the inputs, or jump into any calculator and plug in your own.

Preset: $300,000 at 6.00% APR over 30 years — calculators below open with these values prefilled.

Calculate Monthly Payment

How much will you owe each month for a given loan amount, rate, and term?

Payment from PV (m Times/Year Compounding)Open

Find the Implied Rate

You know the loan amount, payment, and term — what rate are you actually paying?

Rate from Annuity (m Times/Year Compounding)Open

How Long Until Paid Off?

Solve for the number of years given the loan amount, rate, and your monthly payment.

Time to Exhaust PV (m Times/Year Compounding)Open

Remaining Balance

After p payments, how much do you still owe? Useful for refinance and payoff planning.

Remaining Balance (m Times/Year Compounding)Open

Per-Payment Breakdown

Interest Portion of a Specific Payment

How much of payment p goes to interest? See the frontloaded-interest pattern at any point.

Interest Portion of PaymentOpen

Principal Portion of a Specific Payment

How much of payment p actually reduces the loan balance?

Principal Portion of PaymentOpen

Want the underlying math, full schedules, and FAQs?

Browse the Loan Amortization category