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Long Put Break-Even Price

Underlying price at expiration at which a long put breaks even: strike price minus premium paid.

When to use: Use to evaluate how far the underlying must drop for a long-put directional or hedge trade to recoup its premium. Below this number, intrinsic value exceeds premium paid; above it, the trade is a loss at expiration.

Calculator

Formula

BreakEven=StrikePremium\text{BreakEven} = \text{Strike} - \text{Premium}

Variables

SymbolNameDescriptionUnit
BreakEvenBreak-Even PriceUnderlying price at which the position breaks even at expiration$
StrikeStrike PriceExercise price of the option contract$
PremiumPremium per ShareCash credit received per share for selling the option$

Real-Life Examples

Example 1: $50 Strike Put at $1.10

You buy a $50-strike put for $1.10 of premium per share.

Given

Strike = 50Premium = 1.10

Step-by-Step

1.BreakEven = 50 − 1.10 = 48.90
Result:48.90

The underlying must finish below $48.90 at expiration for the long put to be profitable — about 2.2% below strike.

Frequently Asked Questions

A long put profits as the underlying falls. The put has intrinsic value of max(0, Strike − Stock), so to recoup the premium paid the underlying must fall to at least Strike − Premium.

When pairing a put against existing long stock (a protective put). The break-even tells you the floor your hedge actually creates — Strike − Premium is the worst-case effective sale price on your shares.