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Put Rho

Sensitivity of put price to a 1.00 (i.e. 100 percentage point) change in the risk-free rate. Negative for puts — higher rates decrease put values.

When to use: Use to size interest-rate exposure on put positions. Like call rho, generally a minor Greek for short-dated trades but material for long-dated puts.

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Formula

ρput=KTerTN(d2)\rho_{\text{put}} = -K T e^{-rT} N(-d_2)

Variables

SymbolNameDescriptionUnit
RhoRhoChange in option price per 1.00 (i.e. 100%) change in the risk-free rate$
SStock PriceCurrent price of the underlying$
StrikeStrike PriceExercise price of the option contract$
RfRisk-Free RateContinuously compounded annual risk-free rate as a decimal%
SigmaVolatilityAnnualized volatility of the underlying as a decimal (e.g. 0.25 for 25%)%
TTime to ExpirationTime to expiration in years (e.g. 0.25 for 3 months)years

Real-Life Examples

Example 1: ATM Put Rho, 30% Vol, 90 Days

Stock at $100, $100-strike 90-day put, r = 4%, σ = 30%.

Given

S = 100Strike = 100Rf = 0.04Sigma = 0.3T = 0.25

Step-by-Step

1.d2 = −0.0083, N(−d2) ≈ 0.5033
2.ρ = −100 × 0.25 × e^(−0.01) × 0.5033 = −25 × 0.9900 × 0.5033 ≈ −12.46
Result:-12.46

A 1.00 (100 percentage point) rise in r decreases the put price by ~$12.46. Per-1%-rate convention: ~−$0.125. Note ρ_call − ρ_put = K·T·e^(−rT) — the rho version of put-call parity.

Frequently Asked Questions

Higher rates lower the present value of the strike (which the put holder receives at exercise), so the put is worth less. Equivalently, higher rates raise the forward price of the stock, pushing more puts OTM under the risk-neutral measure.

Differentiate put-call parity (C − P = S − K·e^(−rT)) with respect to r: ∂(K·e^(−rT))/∂r = −K·T·e^(−rT), so ∂C/∂r − ∂P/∂r = K·T·e^(−rT).